Insurance - Information for beneficiaries
Beneficiaries of houses financed with mortgage loans granted by the National Housing Agency are under an obligation to conclude insurance policies with one of the following companies approved by the National Housing Agency:
-S.C. Asigurarea Romaneasca - Asirom Vienna Insurance Group S.A
-S.C. Omniasig Vienna Insurance Group S.A.
-S.C. Groupama Asigurari S.A.
-S.C. Generali Asigurari S.A.
-S.C. Uniqa Asigurari S.A.
The insurance companies were selected and approved by the NHA Board of Directors taking into account:
- the evolution of their financial indicators;
- the structure of their portfolio by insurance types;
- their financial position as reflected in the financial statements submitted to the competent financial authorities;
- the range of products they offer.
If the mortgage loan is granted by a NHA Partner Bank, the insurance companies the beneficiaries conclude insurance policies with are selected by that financial institution.
Important: The insurance policies must be concluded for the entire loan repayment period. Beneficiaries of houses financed with mortgage loans granted by the National Housing Agency are under an obligation to send the NHA the original copy of the insurance contract/policy ceded to the National Housing Agency, as well as a copy of the document attesting payment (receipt, money order, electronic transfer), after each payment of the insurance premium.
Insurance–Information for construction companies